If you're already here, you probably know the statistics: more than half of all marriages end in divorce, and the #1 cited reason is financial conflict. At Lantern Financial we believe that effective financial communication is possible for any couple that learns the right skills, and that divorce can be prevented by learning these skills early on. Harmoney is completely unique because it is the only service available that teaches these skills in order to help marriages succeed.

To teach financial communication skills in a fun environment for success in your financial romance.

• Love and acceptance
  
• Honest communication free of judgment
  
• Research based guidance
  
• Confidentiality and professionalism

1. Have fun! The program is structured through games and fun activities, so enjoy yourselves.
2. Succeed in your marriage and everyday financial romance.

Harmoney is broken up into two sessions two weeks apart, each one covering numerous topics about your past, present and future to help you communicate about money in your marriage.

Day 1

Start from the beginning. Harmoney begins with your financial pasts. Disclosures, Financial Personalities, and Financial Ancestry are important parts of this comprehensive discussion.

Day 2

Planning the transition. This section deals with helping you face some of the logistical challenges of merging your assets. Accounts, record keeping arrangements, a marriage checklist and a starter budget are all part of this section.

Looking ahead. Harmoney concludes with a conversation about your future financial lives. You will determine financial goals in accordance to your shared values, discuss dealing with future financial hardship, and learn how to talk with your future in-laws about money.